How Do I Find A Lawyer For A Cheque Bounce Or Fraud

In India, everyone uses cheques as a convenient way to transfer money. Section 138 of the Negotiable Instruments Act of 1881 governs cases involving dishonor of cheques. However, one must seek the services of a cheque bounce lawyer if they obtain a cheque from a debtor which has been dishonored or bounced. 

Parties to the Cheque Bounce Case

Drawer- The person who is responsible for paying the specific amount on the cheque.

Payee- The person who submits the cheque in front of the court for clearance.

Drawee- It is the associated authority that has been ordered to pay the money.

Reasons for Cheque Bouncing

Cheques can bounce for numerous reasons. They are:

Name- The cheque gets bounced if the name of the drawee or stated account payee's name does not match the name on the payee's bank account.

Overwritten- Any overwriting on the cheque causes it to bounce instantly.

Alterations and Modifications- The cheque gets bounced if the cheque leaf has been tampered with or altered without the drawee's permission.

Signature- The cheque bounces if the drawer's signature is not present on the cheque leaf or differs from the specimen signature on file with the bank. Hence, one must require a Cheque Bounce Lawyer to pursue further legal action.

Insufficient Balance- The cheque bounces if the drawer indicates a higher amount on the cheque than the balance in the bank account due to the lack of enough funds.

Amount- The cheque gets returned unpaid if there is any discrepancy between the amount stated on it in words or figures.

Account Number- If the drawer's bank account number cannot be seen, is missing from the cheque leaf, is blurred, or isn't based on the Cheque Truncation System (CTS) 2010 standard, the cheque gets bounced.

Reasons to Find a Cheque Bounce Lawyer

An individual must find a lawyer for a cheque bounce or fraud case due to various reasons, such as:

For Recovery of Money- An individual can consult with a lawyer if someone has paid them with a cheque that was returned unpaid or bounced due to inadequate money in the account where it was drawn. By pursuing the proper legal actions in accordance with Section 138 of the Negotiable Instruments Act, a cheque bounce lawyer can assist any individual in recovering the money with interest.

Drafting Legal Notice- If any individual hires a professional lawyer in a cheque bounce or fraud case, he can assist them by giving the drawer a statutory notice before taking any further action. When filing the petition, the lawyers represent any individual trapped in a cheque bounce or fraud case as the pleader under a Power of Attorney (POA).

Protection from Legal Trouble- It is essential to treat cheque bounces and cheque dishonor seriously because they are considered criminal offenses in India. If an individual employs a competent cheque bounce lawyer, they won't need to worry if a cheque written to someone bounced. By virtue of Section 138 of the Negotiable Instruments Act, they will undoubtedly receive a court summons. Therefore, finding and hiring a check bounce lawyer is wise since they will effectively handle the charges in the court against a cheque bounce case, protecting from incurring a huge penalty.

Negating the Penalty Imposed- Both the drawer and the payee are sued in every case where a check bounces. Therefore, in those scenarios, the lawyers typically advise the check issuer to use an account to continue paying even when there is insufficient money (overdraft account) in order to prevent such circumstances. In addition, they quickly assist in resolving the issue swiftly through the legal system.

Filing a Counter Case- It is sometimes observed that people accuse the payee of filing a fraudulent check bounce case. The lawyers can offer their experience to aid in this kind of circumstance. One can easily request compensation and costs, for handling a false lawsuit against the bank. They can also assist any individual in bringing a formal defamation suit against the falsely accused.

You will need a lawyer to draft legal notices and initiate legal proceedings in a cheque bounce or fraud case. If you want to file a cheque bounce case in Ghaziabad, then a cheque bounce lawyers ghaziabad can be appointed, and if you want to file a cheque bounce case in Lucknow, then a cheque bounce lawyers lucknow can be assigned. Likewise, cheque bounce lawyers bangalore can be assigned if you want to file a cheque bounce case in Bangalore.

You can speak with a lawyer by using Lead India Law. At Lead India Law, you can ask a legal query for free and receive free online legal counsel.

SOURCE

Visit Us: - https://www.leadindia.law

Call Us: - +91-8800788535

Email: care@leadindia.law

YouTube: - https://www.youtube.com/c/LeadIndiaLawAssociates

Facebook: - https://www.facebook.com/leadindialaw

LinkedIn: - https://www.linkedin.com/company/76353439

Twitter: - https://twitter.com/leadindialaw

Pinterest: - https://in.pinterest.com/lawleadindia

Instagram: -https://www.instagram.com/leadindialawofficial

cheque bounce lawyers lucknow, cheque bounce lawyers bangalore

cheque bounce lawyers ghaziabad

Location: Vikas Marg, Delhi, India

Comments

Post a Comment

Popular posts from this blog

What is the fee for a court marriage on the same day with a Certificate?

Image
The fee for the same day varies depending on the lawyers in delhi, court marriage lawyers in Mumbai, or any other place in India such as lawyers in Delhi charges the amount around  twenty thousand rupees court marriage lawyers in delhi also help the couple to register their marriage on the same day and provide them with the marriage certificate, other places family lawyer have the different fee structure for the same day process marriage, the amount may varies from place to place as in Mumbai it cost approximately twenty five thousands rupees to get your marriage registered so the fees for the marriage registration is not fixed it depends on the place and the lawyers by whom the couples are guided for the marriage registration. Now lets understand this article what is the same day or one day marriage registration process One day Marriage Registration process  The marriage registration is done at the sub magistrate office of the particular area where either of the spouse’s has ...
Read more

I'm Charged With Cases, But Can I Challenge My Father's Will?

Image
A will is a written legal document that specifies how property will be inherited by legal heirs, including how shares will be distributed among beneficiaries. It is advised to register the document under the Indian Registration Act even though it is not required because doing so would help it stand out as reliable legal proof. Grounds for challenging a will Improper execution: A will must be in writing, signed by the testator in the presence of two witnesses, and attested by the witnesses in order to be considered legitimate. The will may be contested in court if the procedure is not strictly followed. Absence of a testamentary purpose: The person in this situation must demonstrate that the testator did not intend to form a will. Due to the difficulty of proving it, this defense is rarely used. Lacking the ability to make a will: The age requirement for will-making under the legislation is 18. Adults are assumed to have the competence to make testaments. It can be contested on...
Read more

Process To Hire Delhi High Court Lawyer For Child Custody After Divorce

Image
Managing a divorce is never simple, and when kids are involved, it becomes even more challenging. During a difficult and emotionally taxing time, it can be frightful to consider the possibility that a parent might lose accessibility to their kid or that one may not interact with him or her as frequently as one would like. It becomes challenging to navigate the complexities of child custody while you are still getting over your divorce. It is wise to retain the services of an experienced child custody lawyer who can guarantee a favourable outcome that benefits both you and your kids. Process to Hire Delhi High Court Lawyer for Child Custody It is essential to know how to choose a good child custody lawyer for your case since different lawyers focus on different areas of law. The first step to success is locating a lawyer for hire that practices the type of law you require, and who is within your price range. Recommendations from Family and Friends- It's a good idea to start looking...
Read more